5309 St Lucia Drive

LAKELAND, FL
$ 424,900 Beds 4 Baths 3 Sq 2,950 Virtual Tour
Monthly Estimate* How much can I afford?

Virtually Staged. Nearly 3,000 square feet of comfortable living space, two primary suites, and an impressive list of updates make this Island Walk home one you won't want to miss! This spacious 4-bedroom, 3-bathroom, two-story block home offers a versatile triple-split floor plan designed to accommodate a variety of lifestyles.Step inside to discover formal living and dining rooms, an expansive family room, and a bright, open kitchen with a generous breakfast dining area featuring a charming wood-burning fireplace—the perfect spot to enjoy morning coffee or gather with family and friends. The thoughtful layout creates inviting spaces for both everyday living and entertaining.One of the home's standout features is its two primary bedroom suites. The first-floor primary suite offers convenience along with an updated en-suite shower (2025). Upstairs, the second oversized primary suite provides a private retreat complete with a large walk-in closet, spacious bathroom, and access to a private balcony featuring low-maintenance composite decking.The spacious family room opens directly to the screened patio, creating a seamless transition between indoor and outdoor living. The backyard offers convenient rear access from Tillery Road—ideal for additional parking, recreational equipment, or easy backyard access. With plenty of room to add a pool, the possibilities continue outdoors.Major updates provide peace of mind, including three new HVAC systems (2023), new vinyl siding (2026), new septic leach field (2023), new garage door (2023), updated composite balcony decking (2022), interior and exterior paint (2019), 200-amp electrical service, a metal roof approximately 11–12 years old, and a 2020 refrigerator.Located in Flood Zone X and just moments from Banana Lake Park, the location adds even more appeal. Residents enjoy quick access to boating, fishing, walking trails, playgrounds, picnic areas, and open green spaces. Lakeland's shopping, dining, and daily conveniences are only minutes away, making everyday living both easy and enjoyable. This bright and charming property offers comfort, flexibility, and a relaxed Florida lifestyle all in one. Schedule your private showing and see why this Lakeland gem stands out.

Active

  • Price
  • $ 424,900
  • City
  • LAKELAND
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Polk
  • Half Bathrooms
  • 0
  • Area
  • Lakeland
  • Lot Size
  • 0.24 Acres
  • Zip
  • 33812
  • Sqr Footage
  • 2,950
  • Year Built
  • 1989
  • Taxes
  • $ 802
  • Style
  • Single Family Residence
  • MLS#
  • TB8526032
Listed By: DALTON WADE INC with 888-668-8283. - 888-668-8283
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Available,Electricity Connected,Phone Available,Public,Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Zoning PD
HOA Fee 217
Garage Spaces 2
Construction Materials Block
Pets Allowed Yes
Year Built 1989
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Deed Restrictions
Assoc Fee Paid Per Annually
County Polk
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name ISLAND WALK
Facing Direction East
Garage Y/N true
Total Rooms 13
Full Baths 3
Status Active
Directions Traveling on HWY 98, turn West on Clubhouse Rd, turn North Andros Blvd, turn Left on ST. Lucia Dr, the home is on the Left.
High School George Jenkins High
City LAKELAND
Association Name Shelby McSwain
Senior Community Y/N false
MLS Area 33812 - Lakeland
Lot Size Units Square Feet
Lot Size Square Feet 10306
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Highland Grove Elem
Land Lease Y/N false
Tax Annual Amount 802
Middle/Junior High School Lakeland Highlands Middl
Additional Parcels Y/N false
Lease Considered Y/N true
AssociationName2 Island Walk HOA
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 138
Legal Description ISLAND WALK PB 87 PG 1 BLK C LOT 138
Pet Size Limit Extra Large (101+ Lbs.)
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 18.08
Additional Rooms Breakfast Room Separate,Family Room,Formal Dining Room Separate,Formal Living Room Separate
Water View Y/N false
Flood Zone Code x
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Ceiling Fan(s),Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Split Bedroom,Walk-In Closet(s)
Flooring Laminate,Tile
Furnished Y/N Unfurnished
Fireplace Features Other Room,Wood Burning
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Laundry Features Inside,Laundry Room
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 3

Exterior Features

Exterior Amenities Rain Gutters,Sliding Doors
Fencing Chain Link
Parking Features Garage Door Opener
Lot Features Cleared
Water Source Public
Lot Size Area 10306
Foundation Details Slab
Building Area Total 3764
Lot Dimensions 65 x 158
Lot Size Acres 0.24
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Highland Grove Elem Elementary School
Middle School Lakeland Highlands Middl Middle School
High School George Jenkins High High School

Price History

7/7/2026 Listed $464,900
7/21/2026 3% - $449,900
9/10/2026 6% - $424,900

Property vs Zip Code Average in 33812

Price
AVG $510K
$420K
Taxes
AVG $4,072
$802
Year Built
AVG 2002
1989

Areas That We Cover

5309 St Lucia Drive LAKELAND, FL is a Single Family Home for sale at $424900 with 2950 sqft and a lot size of 0.24 Acres Acre(s). 5309 St Lucia Drive LAKELAND has 4 bedrooms, 3 baths and was built in 1989. The property's zip code is 33812 which is in LAKELAND, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.