9644 Summers Cay Circle

THONOTOSASSA, FL
$ 450,000 Beds 4 Baths 2.5 Sq 2,416 Virtual Tour
Monthly Estimate* How much can I afford?

Nearly new and move-in ready without the wait of building!! This 4-bedroom, 2.5-bath home with an office and loft offers a flexible, modern layout in the Summers Cay community. Built by Centex Homes, the open-concept design features granite countertops, stainless steel appliances including a new range, a closet pantry, and sliding doors to a covered patio. The first floor includes a dedicated office, half bath, and ample storage, while upstairs offers a spacious loft, a private primary suite with walk-in closet and dual sinks, generously sized secondary bedrooms, a full bath, and convenient second-floor laundry. Ideally located with quick access to I-75 and I-4 for an easy commute to Tampa, shopping, and dining. Buyer may have opportunities for closing cost assistance depending on terms.

Active

  • Price
  • $ 450,000
  • City
  • THONOTOSASSA
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Hillsborough
  • Half Bathrooms
  • 1
  • Area
  • Thonotosassa
  • Lot Size
  • 0.13 Acres
  • Zip
  • 33592
  • Sqr Footage
  • 2,416
  • Year Built
  • 2022
  • Taxes
  • $ 5835
  • Style
  • Single Family Residence
  • MLS#
  • S5143808
Listed By: with . - 561-806-8911
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
Zoning PD
HOA Fee 126
Garage Spaces 2
Association Fee Includes Common Area Taxes
Construction Materials Concrete,Wood Frame
Pets Allowed Breed Restrictions
Year Built 2022
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Community Mailbox,Park,Sidewalks
Assoc Fee Paid Per Monthly
County Hillsborough
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SUMMERS CAY
Facing Direction South
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions From Harney Road, turn South onto Solstice Dawn Lane then Left onto Summer Cay. Home is on the left.
City THONOTOSASSA
Association Name Patrick Dooley
Senior Community Y/N false
MLS Area 33592 - Thonotosassa
Lot Size Units Square Feet
Lot Size Square Feet 5500
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N false
Tax Annual Amount 5835.56
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 31
Legal Description SUMMERS CAY LOT 31
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 126
Additional Rooms Den/Library/Office
Water View Y/N false
Flood Zone Code x
In Law Suite YN false
Flood Zone Code X Yes
DockY/N false

Interior Features

Interior Amenities PrimaryBedroom Upstairs
Flooring Carpet,Tile
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 3

Exterior Features

Exterior Amenities Irrigation System
Water Source Public
Lot Size Area 5500
Foundation Details Block
Building Area Total 3056
Lot Dimensions 50 x 110
Lot Size Acres 0.13
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/20/2026 Listed $475,000
3/15/2026 3% - $460,000
4/17/2026 2% - $450,000

Property vs Zip Code Average in 33592

Price
AVG $1.13M
$450K
Taxes
AVG $8,821
$5,835
Year Built
AVG 2005
2022

Areas That We Cover

9644 Summers Cay Circle THONOTOSASSA, FL is a Single Family Home for sale at $450000 with 2416 sqft and a lot size of 0.13 Acres Acre(s). 9644 Summers Cay Circle THONOTOSASSA has 4 bedrooms, 2 baths and was built in 2022. The property's zip code is 33592 which is in THONOTOSASSA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.