4503 Opel Terrace

PORT CHARLOTTE, FL
$ 190,000 Beds 4 Baths 2 Sq 1,636
Monthly Estimate* How much can I afford?

**CASH ONLY** HOME DOES NOT HAVE A CO (Certificate of Occupancy), BUYER MUST OBTAIN A CO POST CLOSING** Bank-owned opportunity to finish a nearly complete new construction home. Opportunity to complete this partially finished four-bedroom, two-bath home in the Gulf Cove area. The single-story layout offers approximately 1,636 SqFt of living space on a 0.23-acre lot with an attached two-car garage. Enter into an open living and dining area with vinyl flooring already installed. The kitchen remains unfinished and is ready for the buyer’s choice of cabinetry, countertops, appliances and finishes. The home includes four bedrooms, two unfinished bathrooms and a separate laundry room. Some light fixtures are already in place; however, the property does not currently have an HVAC system, and additional construction, mechanical and finish work will be required. Block-and-stucco exterior with a shingle roof. Sold as-is and best suited for a contractor, investor or buyer using cash or appropriate construction financing. Buyer should verify permits, inspections, utilities, Certificate of Occupancy status and the remaining scope of work

Active

  • Price
  • $ 190,000
  • City
  • PORT CHARLOTTE
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Charlotte
  • Half Bathrooms
  • 0
  • Area
  • Port Charlotte
  • Lot Size
  • 0.23 Acres
  • Zip
  • 33981
  • Sqr Footage
  • 1,636
  • Year Built
  • 2025
  • Taxes
  • $ 527
  • Style
  • Single Family Residence
  • MLS#
  • O6439162
Listed By: with . - 407-909-3436
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Central,None
Cooling Central Air,None
Utilities Electricity Available
Roof Shingle
Appliances None
Zoning RSF3.5
Garage Spaces 2
Construction Materials Block,Stucco
Year Built 2025
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Charlotte
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name PORT CHARLOTTE SEC 056
Facing Direction South
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions From I-75, take Exit 170 for Kings Highway, then follow Veterans Boulevard west as it becomes SR-776. Turn right on Gillot Boulevard, right on Fleming Street, left on David Boulevard, right on Spire Street, left on Evelyn Avenue, then left on Opel Terrace to 4503.
High School Lemon Bay High
City PORT CHARLOTTE
Senior Community Y/N false
MLS Area 33981 - Port Charlotte
Lot Size Units Square Feet
Lot Size Square Feet 10000
Carport Y/N false
Listing Terms Cash
Elementary School Myakka River Elementary
Land Lease Y/N false
Tax Annual Amount 527
Middle/Junior High School L.A. Ainger Middle
Property Condition Fixer
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 14
Legal Description PCH 056 1868 0014 PORT CHARLOTTE SEC56 BLK1868 LT 14 406/215-218 679/1046 2397/938 2999/504 3775/2004 3778/1753 4177/1243 CD4965/350 4965/352 4968/672
Minimum Lease 8-12 Months
Water Access Y/N false
Water View Y/N false
Flood Zone Code X500
In Law Suite YN false
Flood Zone Code X500 Yes

Interior Features

Interior Amenities Other
Flooring Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Inside
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Sidewalk
Water Source Public
Lot Size Area 10000
Foundation Details Slab
Building Area Total 2079
Lot Size Acres 0.23
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Myakka River Elementary Elementary School
Middle School L.A. Ainger Middle Middle School
High School Lemon Bay High High School

Price History

9/4/2026 Listed $190,000

Property vs Zip Code Average in 33981

Price
AVG $560K
$190K
Taxes
AVG $4,201
$527
Year Built
AVG 2016
2025

Areas That We Cover

4503 Opel Terrace PORT CHARLOTTE, FL is a Single Family Home for sale at $190000 with 1636 sqft and a lot size of 0.23 Acres Acre(s). 4503 Opel Terrace PORT CHARLOTTE has 4 bedrooms, 2 baths and was built in 2025. The property's zip code is 33981 which is in PORT CHARLOTTE, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.