9326 Panama Circle

PORT CHARLOTTE, FL
$ 914,999 Beds 3 Baths 2 Sq 2,098 Virtual Tour
Monthly Estimate* How much can I afford?

Under contract-accepting backup offers. Experience elevated coastal living in this 2023 custom-built waterfront residence by one of the area’s premier builders, ideally located in the sought-after South Gulf Cove boating community. Positioned on a Gulf-access, sea-walled lot, this exceptional property offers sun-filled living, effortless boating, refined design, and an unbeatable location just 13 miles from the pristine beaches of Manasota Key and Boca Grande. Designed for both everyday comfort and elegant entertaining, the open-concept living area is enhanced by zero-degree impact sliders that create a seamless indoor-outdoor connection. Impact-rated windows and doors provide superior storm protection and energy efficiency, while a soft-start A/C system ensures smooth, efficient operation. The home is also generator-ready, offering added peace of mind and convenience. This thoughtfully designed layout includes 3 bedrooms, 2 bathrooms, a private den, and a spacious 3-car garage with an additional 2 feet in depth — ideal for larger vehicles, extra storage, or recreational gear. The luxurious owner’s suite is a serene retreat featuring tranquil water views, expansive walk-in closets, and a spa-inspired en-suite bath with dual shower heads for a true resort-style experience. The chef-inspired kitchen is a true showpiece, showcasing a wrapped island, custom slow-close cabinetry, under-cabinet lighting, and a dramatic glass backsplash extending to the ceiling. Designed for both everyday living and entertaining, it features a premium propane cooktop, custom hood vent, double ovens, stainless steel appliances, and a built-in wine cooler — delivering the performance and elegance expected in a luxury waterfront home. Plank tile flooring flows throughout the main living areas, elevating both durability and coastal sophistication. Additional interior upgrades include plantation shutters, a tankless propane hot water heater servicing the home, and a built-out laundry room for added convenience. Step outside to embrace the ultimate Florida lifestyle. The expansive outdoor living space features a custom outdoor kitchen, a saltwater pool and spa — ideal for entertaining or enjoying peaceful sunset evenings. The property is equipped with propane service for the tankless water heater, BBQ, and stove, offering efficiency and performance throughout. Boating enthusiasts will appreciate the private dock complete with a 10,000 lb boat lift and canopy, providing quick Gulf access and protection for your vessel. The home’s curb appeal is equally impressive, featuring mature tropical landscaping with decorative curbing, an irrigation system, upgraded St. Augustine sod, a full-width paver driveway, and a beautifully designed walkway leading to the dock. The 3-car garage is finished with durable epoxy flooring, adding both style and function. Located in the highly desirable South Gulf Cove boating community, residents enjoy convenient access to world-class boating, championship golf courses, marinas, upscale shopping, and waterfront dining — all while enjoying the privacy and tranquility of luxury canal-front living. This move-in-ready waterfront masterpiece offers the perfect blend of sophistication, comfort, and coastal lifestyle — an exceptional opportunity in one of Southwest Florida’s most desirable communities.

Pending

  • Price
  • $ 914,999
  • City
  • PORT CHARLOTTE
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Charlotte
  • Half Bathrooms
  • 0
  • Area
  • Port Charlotte
  • Lot Size
  • 0.23 Acres
  • Zip
  • 33981
  • Sqr Footage
  • 2,098
  • Year Built
  • 2023
  • Taxes
  • $ 10137
  • Style
  • Coastal
  • MLS#
  • D6146254
Listed By: PARADISE EXCLUSIVE REAL ESTATE with 941-698-0303. - 941-698-0303
Data Source: Stellar MLS

Features

General

Sewer PEP-Holding Tank,Public Sewer
Heating Central,Electric
Cooling Central Air
Utilities BB/HS Internet Available,Electricity Connected,Fiber Optics,Mini Sewer,Propane,Public,Sewer Connected,Sprinkler Well,Water Connected
Roof Shingle
Appliances Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Range Hood,Refrigerator,Tankless Water Heater,Washer,Wine Refrigerator
Zoning RSF3.5
HOA Fee 120
Garage Spaces 3
Association Fee Includes Recreational Facilities
Patio/Porch Features Covered,Deck,Patio,Porch,Screened
Architectural Style Coastal
Pool Features Gunite,Heated,In Ground,Lighting,Screen Enclosure,Tile
Construction Materials Block,Stucco
Pets Allowed Yes
Year Built 2023
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal Front,Waterfront,Canal - Brackish
Community Features Canal Front,Community Boat Ramp,Public Boat Ramp,Water Access,Waterfront,Deed Restrictions,Playground
Assoc Fee Paid Per Annually
County Charlotte
New Construction false
Property Type Residential
Association Amenities Clubhouse
Attached Garage true
Subdivision Name PORT CHARLOTTE SEC 071
Facing Direction Southwest
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Pending
Directions Take Gasperilla Rd to Ingraham and turn east, Follow to Calumet where you will go south, Follow to Panama Cir and turn east.
City PORT CHARLOTTE
Senior Community Y/N false
MLS Area 33981 - Port Charlotte
Lot Size Units Square Feet
Lot Size Square Feet 9999
Carport Y/N false
Spa Features In Ground
Land Lease Y/N false
Tax Annual Amount 10137.29
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name DmDean
Standard Status Active Under Contract
Occupancy Type Owner
Tax Lot 22
Legal Description PCH 071 4391 0022 PORT CHARLOTTE SEC71 BLK4391 LT 22 600/375 TD1842/708 1902/516 QT1895/573 2179/1649 2633/1708 2673/1491 2697/1528 CT3584/775 3600/1069 3600/1070 4539/1882 4784/522 4793/2154
Water View Canal
Water Access Type Canal - Brackish,Canal - Saltwater
Minimum Lease 1 Week
Water Access Y/N true
Monthly HOA Amount 10
Water View Y/N true
Flood Zone Code AE*
In Law Suite YN false
DockY/N true

Interior Features

Interior Amenities Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Stone Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s),Window Treatments
Flooring Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters,Window Treatments
Fireplace Y/N false
Laundry Features Inside,Laundry Room
Total Bedrooms 3
LivingAreaSource Builder
Total Baths 2

Exterior Features

Exterior Amenities Hurricane Shutters,Irrigation System,Private Mailbox,Rain Gutters,Sliding Doors
Vegetation Mature Landscaping,Trees/Landscaped
Lot Features Cleared,In County,Landscaped,Level,Near Golf Course,Near Marina
Water Source Canal/Lake For Irrigation,Public
Lot Size Area 9999
Foundation Details Slab,Stem Wall
Spa true
Building Area Total 3153
Lot Size Acres 0.23
Road Surface Type Paved,Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 3
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/21/2026 Listed $914,999

Property vs Zip Code Average in 33981

Price
AVG $560K
$910K
Taxes
AVG $4,137
$10,137
Year Built
AVG 2016
2023

Areas That We Cover

9326 Panama Circle PORT CHARLOTTE, FL is a Single Family Home for sale at $914999 with 2098 sqft and a lot size of 0.23 Acres Acre(s). 9326 Panama Circle PORT CHARLOTTE has 3 bedrooms, 2 baths and was built in 2023. The property's zip code is 33981 which is in PORT CHARLOTTE, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.