6195 La Porte Terrace

PORT CHARLOTTE, FL
$ 209,000 Beds 3 Baths 2 Sq 1,148 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 6195 La Porte Terrace — a charming three-bedroom, two-bath home tucked on a corner lot in the amenity-rich Gardens of Gulf Cove. Well-maintained and move-in ready, it has big-ticket items already handled: a roof just four years old, hurricane impact windows, and brand-new tile flooring in the bedrooms with NO CARPET anywhere. Plus, the seller is offering a $7,000 credit at closing toward a new HVAC unit. Two separate screened areas give you carefree spots to enjoy the Florida weather, and the generous corner lot leaves plenty of room to add a pool. The lifestyle here is the real draw. For just a modest HOA fee, Gardens of Gulf Cove offers two community pools — including a heated pool with a spacious sundeck — plus a recreation center with exercise equipment, billiards, ping pong, air hockey, and a library with free Wi-Fi. Outside, you'll find tennis and pickleball courts, shuffleboard, bocce, and horseshoes. Boaters and beach lovers, take note: you're minutes from boat ramps and marinas with access to the Myakka River, Charlotte Harbor, and out to the Gulf. The sugar-sand beaches of Englewood and Manasota Key are about twenty minutes away, with Boca Grande's legendary tarpon waters just beyond. Golf, waterfront dining, and Dearborn Street's shops and farmers market are all close by. A perfect starter home or snowbird getaway. Come see it before it's gone.

Active

  • Price
  • $ 209,000
  • City
  • PORT CHARLOTTE
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Charlotte
  • Half Bathrooms
  • 0
  • Area
  • Port Charlotte
  • Lot Size
  • 0.2 Acres
  • Zip
  • 33981
  • Sqr Footage
  • 1,148
  • Year Built
  • 1975
  • Taxes
  • $ 3036
  • Style
  • Single Family Residence
  • MLS#
  • A4700919
Listed By: FINE PROPERTIES with 941-782-0000. - 941-782-0000
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected,Electricity Connected
Roof Shingle
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
Zoning RSF5
HOA Fee 470
Association Fee Includes Community Pool
Construction Materials Block
Pets Allowed Cats OK,Dogs OK
Year Built 1975
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Clubhouse,Deed Restrictions,Fitness Center,Pool,Tennis Court(s)
Assoc Fee Paid Per Annually
County Charlotte
New Construction false
Property Type Residential
Association Amenities Clubhouse,Fitness Center,Pickleball Court(s),Pool,Tennis Court(s)
Subdivision Name FORT CHARLOTTE SEC 66
Facing Direction East
Garage Y/N false
Total Rooms 5
Full Baths 2
Status Active
Directions From I-75, take Exit 179 (Toledo Blade Blvd) and head south approximately 6 miles to SR-776 (El Jobean Rd). Turn right (west) on SR-776 and continue about 7 miles. Turn right on Coliseum Blvd, then right on Overton Ave, then left on La Porte Terrace. Home is on the left.
High School Lemon Bay High
City PORT CHARLOTTE
Association Name Lori Milakeve
Senior Community Y/N false
MLS Area 33981 - Port Charlotte
Lot Size Units Square Feet
Lot Size Square Feet 8865
Carport Spaces 1
Carport Y/N true
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Myakka River Elementary
Land Lease Y/N false
Tax Annual Amount 3036.87
Middle/Junior High School L.A. Ainger Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 12
Legal Description PCH 066 4298 0012 PORT CHARLOTTE SEC66 BLK4298 LT 12 497/950 DC1672/84 1780/1966 1847/1885 3708/1808
Minimum Lease 1 Month
Water Access Y/N false
Monthly HOA Amount 39.17
Water View Y/N false
Flood Zone Code AE
In Law Suite YN false
DockY/N false

Interior Features

Interior Amenities Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Window Treatments
Flooring Ceramic Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Storm Window(s)
Fireplace Y/N false
Laundry Features In Garage
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Other
Water Source Public
Lot Size Area 8865
Foundation Details Slab
Building Area Total 1764
Lot Size Acres 0.2
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Myakka River Elementary Elementary School
Middle School L.A. Ainger Middle Middle School
High School Lemon Bay High High School

Price History

7/23/2026 Listed $209,000

Property vs Zip Code Average in 33981

Price
AVG $560K
$210K
Taxes
AVG $4,273
$3,036
Year Built
AVG 2016
1975

Areas That We Cover

6195 La Porte Terrace PORT CHARLOTTE, FL is a Single Family Home for sale at $209000 with 1148 sqft and a lot size of 0.2 Acres Acre(s). 6195 La Porte Terrace PORT CHARLOTTE has 3 bedrooms, 2 baths and was built in 1975. The property's zip code is 33981 which is in PORT CHARLOTTE, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.