20480 Torre Del Lago St

ESTERO, FL
$ 660,000 Beds 3 Baths 2 Sq 2,618 Virtual Tour
Monthly Estimate* How much can I afford?

The ease of one-story living with the flexibility of bonus space when you need it…this is the best of both worlds. Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room. Whether you envision a private guest retreat, home office, media room, fitness studio, playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day. Designed for comfort and peace of mind, the home features impact-resistant windows and doors throughout along with a whole-house Generac generator, providing security and confidence year-round and we are not located in a flood zone. Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home’s interior. Bella Terra is one of Estero’s most desirable gated communities, offering something many newer neighborhoods simply can’t replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive. Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero’s most sought-after communities.

Active

  • Price
  • $ 660,000
  • City
  • ESTERO
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Lee
  • Half Bathrooms
  • 0
  • Area
  • ES03 - Estero
  • Lot Size
  • 0.207 Acres
  • Zip
  • 33928
  • Sqr Footage
  • 2,618
  • Year Built
  • 2007
  • Taxes
  • $ 4593
  • Style
  • MLS#
  • 226024946
Listed By: Royal Shell Real Estate, Inc.
Data Source: Bonita Springs-Estero AOR

Features

General

Gulf Access false
Min. Days of Lease true
Num of Leases/Yr: true
Community Type Gated Community
Living Area 2618
Sewer Central
Heating Central Electric
Cooling Ceiling Fan(s),Central Electric
Utilities Underground Utilities,Cable Available
Possession Close Of Escrow
Roof Tile
Appliances Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator/Freezer,Self Cleaning Oven,Washer
Zoning RPD
HOA Fee 238
Garage Spaces 2
Association Fee Includes Cable TV,Internet,Irrigation Water,Maintenance Grounds,Pest Control Exterior,Street Lights
Patio/Porch Features Screened Lanai/Porch
Pool Features In Ground,Electric Heat,Screen Enclosure
Security Features Smoke Detector(s),Smoke Detectors
Construction Materials Concrete Block,Stucco
Pets Allowed Number Limit
Year Built 2007
View Lake,Preserve
Stories Count 2
Levels Two,2 Story
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Lake Front
Community Features Basketball,Bike And Jog Path,Bocce Court,Clubhouse,Park,Pool,Community Room,Fitness Center,Hobby Room,Internet Access,Library,Pickleball,Playground,Sidewalks,Street Lights,Tennis Court(s),Volleyball,Gated,Tennis
Building Name BELLA TERRA
HOA Fee 2 573
Assoc Fee Paid Per Quarterly
County Lee
New Construction false
Property Type Residential
HOA true
Attached Garage true
Subdivision Name BELLA TERRA
Facing Direction Southeast
Garage Y/N true
Full Baths 2
Status Active
Directions Show card and license to guard at gate, follow Bella Terra Blvd past the first roundabout and make your first right onto Torre Del Lago and follow to 20480 on your right.
High School CHOICE
City ESTERO
MLS Area ES03 - Estero
Lot Size Units Acres
Lot Size Square Feet 9016.92
Carport Y/N false
Spa Features In Ground,Heated Electric,Screened
HOA Fee 2 Frequency Quarterly
Elementary School CHOICE
Land Lease Y/N false
Tax Annual Amount 4593.09
Showing Instructions Key Box - Supra iBox,Short Notice OK,Sign on Property,Vacant
Middle/Junior High School CHOICE
Building Area Units Square Feet
Primary Bedroom Level Master BR Ground
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Legal Description BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK B LOT 34

Interior Features

Interior Amenities Split Bedrooms,Great Room,Den - Study,Family Room,Home Office,Media Room,Built-In Cabinets,Wired for Data,Pantry,Tray Ceiling(s),Walk-In Closet(s)
Flooring Carpet,Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Resistant,Sliding,Impact Resistant Windows
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
LivingAreaSource Developer Brochure
Kitchen Features Kitchen Island,Pantry
Total Baths 2
Primary Bathroom Features Dual Sinks,Separate Tub And Shower
Dining Room Features Breakfast Bar,Eat-in Kitchen,Formal
Primary Bedroom Features Master BR Sitting Area

Exterior Features

Exterior Amenities Balcony,Screened Balcony,Sprinkler Auto
Parking Features 2+ Spaces,Driveway Paved,Garage Door Opener,Attached
Lot Features Regular
Water Source Central
Lot Size Area 0.207
Spa true
Building Area Total 2972
Lot Dimensions 60 x 60 x 150 x 150
Lot Size Acres 0.207
Frontage Length 60
Lot Size Source Property Appraiser Office
Waterfront Y/N true
Covered Spaces 2
LotDimensionsSource Property Appraiser Office

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School CHOICE Elementary School
Middle School CHOICE Middle School
High School CHOICE High School

Price History

7/9/2026 Listed $660,000

Property vs Zip Code Average in 33928

Price
AVG $750K
$660K
Taxes
AVG $6,745
$4,593
Year Built
AVG 2012
2007

Areas That We Cover

20480 Torre Del Lago St ESTERO, FL is a Single Family Home for sale at $660000 with 2618 sqft and a lot size of 0.207 Acres Acre(s). 20480 Torre Del Lago St ESTERO has 3 bedrooms, 2 baths and was built in 2007. The property's zip code is 33928 which is in ESTERO, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.