309 Se 31st Terrace

Cape Coral, FL
$ 475,000 Beds 4 Baths 2 Sq 2,015 Virtual Tour
Monthly Estimate* How much can I afford?

Beautifully maintained South Cape Coral pool home offering over 2,000 square feet of living space, extensive storm protection, and an impressive list of valuable upgrades! Surrounded by lush tropical landscaping and beautiful palm trees, this property creates your own private Florida paradise. Major highlights include a 20kW whole-house generator with a buried 500-gallon propane tank (both 2023), hurricane-impact windows, a newer roof (2022), and a location outside of a designated flood zone. This spacious 4-bedroom, 2-bathroom home offers a well-designed floor plan with formal living and dining areas, a separate family room, and beautiful tile flooring throughout the main living spaces. The kitchen features granite countertops and stainless steel appliances and opens to the family room, creating a comfortable space for everyday living and entertaining. The generous primary suite provides direct access to the pool area through sliding glass doors and features a walk-in closet and private bath with dual sinks, walk-in shower, and separate water closet. Each of the three guest bedrooms also offers a walk-in closet, providing an exceptional amount of storage. The guest bathroom conveniently serves as a pool bath with direct access to the outdoor area. Designed for the Florida lifestyle, the outdoor space is truly inviting. Mature tropical landscaping, beautiful palm trees, and a well-maintained fenced backyard create a private, resort-like atmosphere. The expansive outdoor living area features a large covered lanai, paver pool deck, and PebbleTec pool complete with a sun ledge, handrail, water feature, solar heating, and an additional electric pool heater. Bose outdoor speakers enhance the entertaining space, while the generous covered lanai provides plenty of room to relax and enjoy the tropical surroundings. The lanai is protected by accordion hurricane shutters, adding another layer of storm protection and allowing outdoor furniture to remain protected during storm preparation. Peace of mind is a standout feature of this property. The home is equipped with a 20kW whole-house generator connected to a substantial 500-gallon underground propane tank and transfer switch—an especially valuable feature for year-round Florida living. Additional features include plantation shutters, a reverse-osmosis system, water filtration, new hot water heater (2026) Samsung washer and dryer, alarm system, Wi-Fi A/C thermostat, abundant additional storage, a paver driveway, and ALL ASSESSMENTS PAID.

Active

  • Price
  • $ 475,000
  • City
  • Cape Coral
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Lee
  • Half Bathrooms
  • 0
  • Area
  • CC13 - Cape Coral Unit 19-21,25,26,89
  • Lot Size
  • 0.23 Acres
  • Zip
  • 33904
  • Sqr Footage
  • 2,015
  • Year Built
  • 2001
  • Taxes
  • $ 1116
  • Style
  • Ranch, One Story
  • MLS#
  • 2026040478
Listed By: Century 21 Sunbelt Realty
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Ceiling Fan(s),Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer,Dishwasher,Freezer,Microwave,Range,Refrigerator,Water Purifier,Washer
Garage Spaces 2
Association Fee Includes Road Maintenance,Trash
Patio/Porch Features Lanai,Patio,Porch,Screened
Architectural Style Ranch,One Story
Pool Features Concrete,Electric Heat,Heated,In Ground,Outside Bath Access,Screen Enclosure,Solar Heat,See Remarks
Security Features Burglar Alarm (Monitored),Security System
Construction Materials Block,Concrete,Stucco
Pets Allowed Yes
Year Built 2001
View Landscaped
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features None
Community Features Non-Gated
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N true
Full Baths 2
Status Active
City Cape Coral
Disclosures RV Restriction(s)
Senior Community Y/N false
Zoning Description R1
MLS Area CC13 - Cape Coral Unit 19-21,25,26,89
Lot Size Units Acres
Carport Y/N false
Tax Annual Amount 1116.98
Property Condition Resale
Standard Status Active
Tax Lot 49
Property Sub Type Additional Single Family Residence
PostalCity Cape Coral
Legal Description CAPE CORAL UNIT 26 BLK 864 PB 14 PG 128 LOTS 49 + 50

Interior Features

Interior Amenities Breakfast Bar,Separate/Formal Dining Room,Dual Sinks,Kitchen Island,Custom Mirrors,Shower Only,Separate Shower,Walk-In Closet(s),Window Treatments,Split Bedrooms
Flooring Carpet,Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung,Sliding,Impact Glass,Window Coverings
Laundry Features Inside,Laundry Tub
Total Bedrooms 4
Entry Level 1
Room Type Screened Porch
LivingAreaSource Appraiser
Total Baths 2

Exterior Features

Gulf Access false
Exterior Amenities Fence,Security/High Impact Doors,Sprinkler/Irrigation,Patio,Shutters Manual
Parking Features Attached,Driveway,Garage,Paved
Lot Features Rectangular Lot,Sprinklers Automatic
Water Source Public
Lot Size Area 0.23
Spa false
Building Area Total 2449
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 2
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/25/2026 Listed $475,000

Property vs Zip Code Average in 33904

Price
AVG $790K
$480K
Taxes
AVG $7,953
$1,116
Year Built
AVG 1984
2001

Areas That We Cover

309 Se 31st Terrace Cape Coral, FL is a Single Family Home for sale at $475000 with 2015 sqft and a lot size of 0.23 Acres Acre(s). 309 Se 31st Terrace Cape Coral has 4 bedrooms, 2 baths and was built in 2001. The property's zip code is 33904 which is in Cape Coral, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.