614 Sw 31st Terrace

Cape Coral, FL
$ 399,900 Beds 4 Baths 3 Sq 2,113 Virtual Tour
Monthly Estimate* How much can I afford?

Freshwater canal-front living and two distinct outdoor spaces come together at this 2018-built home in Southwest Cape Coral. Offering 2,113 square feet, four bedrooms, and three full bathrooms, the home has been freshly painted inside and out, professionally cleaned, and prepared for its next owner. New mulch and professional landscaping complete the refreshed exterior. The open-concept living area connects the kitchen, casual dining, and gathering spaces, while a separate formal dining room offers flexibility as a den, home office, or hobby space. The kitchen features granite countertops, stainless steel appliances, and ample workspace. Tile flooring throughout the main living areas, a whole-house reverse-osmosis system, and an installed electric-vehicle charger in the garage add practical value. The split-bedroom floor plan provides privacy for residents and guests. The primary suite includes a walk-in closet and an en-suite bathroom with a soaking tub and separate shower. Two secondary bedrooms share a convenient Jack-and-Jill bathroom, while the third full bathroom serves the remaining bedroom and common areas. The property’s two outdoor living spaces each provide a different way to enjoy the waterfront setting. The enclosed lanai features vinyl sliding windows, creating a rain-protected place for dining, entertaining, or taking in the canal view. Closer to the water, a separate pergola offers an open-air setting for morning coffee, evening conversations, and relaxing beside the canal. Kayak, fish, or simply enjoy freshwater waterfront living from your own backyard. Located at 614 SW 31st Terrace, the home offers convenient access to Southwest Cape Coral shopping, dining, parks, and everyday services. Schedule your private showing and experience the space and waterfront setting in person.

Active

  • Price
  • $ 399,900
  • City
  • Cape Coral
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Lee
  • Half Bathrooms
  • 0
  • Area
  • CC23 - Cape Coral Unit 28,29,45,62,63,66,68
  • Lot Size
  • 0.23 Acres
  • Zip
  • 33914
  • Sqr Footage
  • 2,113
  • Year Built
  • 2018
  • Taxes
  • $ 2917
  • Style
  • Ranch, One Story
  • MLS#
  • 2026038417
Listed By: Worthington Realty, Inc.
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Assessment Paid
Heating Central,Electric
Cooling Central Air,Ceiling Fan(s),Electric
Utilities Cable Available,High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer,Dishwasher,Microwave,Refrigerator,Self Cleaning Oven,Water Purifier,Washer
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Deck,Lanai,Porch,Screened
Architectural Style Ranch,One Story
Security Features None,Smoke Detector(s)
Construction Materials Block,Concrete,Stucco
Pets Allowed Yes
Year Built 2018
View Canal,City
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2024
Ownership Single Family
Waterfront Features Canal Access
Community Features Non-Gated
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Full Baths 3
Status Active
Directions West on Cape Coral Pkwy. North on Skyline. Right on SW 31st Terrace.
City Cape Coral
Disclosures Familial Relation,RV Restriction(s)
Senior Community Y/N false
Zoning Description R1-W
MLS Area CC23 - Cape Coral Unit 28,29,45,62,63,66,68
Lot Size Units Acres
Carport Y/N false
Tax Annual Amount 2917.79
Property Condition Resale
Standard Status Active
Tax Lot 44
Property Sub Type Additional Single Family Residence
PostalCity Cape Coral
Legal Description CAPE CORAL UNIT 45 PT 1 BLK 1900 PB 21 PG 136 LOTS 44 + 45

Interior Features

Interior Amenities Attic,Bathtub,Separate/Formal Dining Room,Eat-in Kitchen,Kitchen Island,Pantry,Pull Down Attic Stairs,Separate Shower,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments
Flooring Carpet,Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung,Window Coverings
Laundry Features Inside
Total Bedrooms 4
Entry Level 1
Room Type Screened Porch,Great Room
LivingAreaSource Appraiser
Total Baths 3

Exterior Features

Gulf Access false
Exterior Amenities Deck,Sprinkler/Irrigation,Shutters Manual
Parking Features Attached,Garage,Garage Door Opener
Lot Features Rectangular Lot,Sprinklers Automatic
Water Source Assessment Paid
Lot Size Area 0.23
Spa false
Building Area Total 2542
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/21/2026 Listed $399,900

Property vs Zip Code Average in 33914

Price
AVG $820K
$400K
Taxes
AVG $7,850
$2,917
Year Built
AVG 2004
2018

Areas That We Cover

614 Sw 31st Terrace Cape Coral, FL is a Single Family Home for sale at $399900 with 2113 sqft and a lot size of 0.23 Acres Acre(s). 614 Sw 31st Terrace Cape Coral has 4 bedrooms, 3 baths and was built in 2018. The property's zip code is 33914 which is in Cape Coral, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.