2761 Geary Street

Matlacha, FL
$ 650,000 Beds 2 Baths 2 Sq 1,295 Virtual Tour
Monthly Estimate* How much can I afford?

INCOME-PRODUCING ELEVATED WATERFRONT HOME IN MATLACHA. PRIVATE DOCK, BEAUTIFUL WATER VIEWS & NO KNOWN FLOOD INTRUSION! Own a piece of the Matlacha waterfront lifestyle with this established vacation rental and elevated island home. Located in the heart of Matlacha, this 2-bedroom, 2-bath waterfront property offers income-producing potential, a newer private dock, impact-resistant windows, beautiful water views, and the laid-back Southwest Florida lifestyle that attracts both homeowners and vacation guests. Elevated on stilts and currently operating as a vacation rental, this property is an excellent opportunity for buyers searching for a Matlacha investment property, seasonal Florida getaway, waterfront vacation home, or full-time island residence. Inside, the bright open-concept floor plan connects the kitchen and great room, creating an inviting space for entertaining and everyday living. Water views can be enjoyed from nearly every room, while a flexible bonus area off the main living space can serve as a home office, guest area, or additional sleeping space. The screened waterfront lanai is a standout feature and the perfect place for morning coffee, evening sunsets, or watching dolphins and manatees in the surrounding waterways. Downstairs, additional storage and a second outdoor patio provide even more space for enjoying the coastal lifestyle. A newer private dock puts boating, fishing, kayaking, paddleboarding, and waterfront recreation right outside your door. Spend the day exploring Southwest Florida waters, then return home to relax and enjoy the colorful, relaxed atmosphere Matlacha is known for. Built for elevated island living, the home also features impact-resistant windows. According to the seller, the property experienced minimal effects from Hurricane Ian with no known water intrusion. Located close to Matlacha restaurants, art galleries, local shops, boating, fishing, and waterfront attractions, this home provides convenient access to everything that makes this unique Southwest Florida island community so desirable. Whether you are searching for an income-producing Matlacha vacation rental, elevated waterfront home, Florida investment property, seasonal retreat, or full-time waterfront residence, this property combines location, water views, boating access, rental potential, and island charm. READY FOR ITS NEXT OWNER! Schedule your private showing today and experience waterfront living in Matlacha.

Active

  • Price
  • $ 650,000
  • City
  • Matlacha
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Lee
  • Half Bathrooms
  • 0
  • Area
  • PI03 - Matlacha
  • Lot Size
  • 0.074 Acres
  • Zip
  • 33993
  • Sqr Footage
  • 1,295
  • Year Built
  • 2005
  • Taxes
  • $ 6166
  • Style
  • Stilt
  • MLS#
  • 2026015648
Listed By: KW Florida Living
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Ceiling Fan(s),Electric
Utilities Cable Available,High Speed Internet Available
Possession Close Of Escrow
Roof Metal
Appliances Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven,Water Purifier,Washer
Association Fee Includes None
Patio/Porch Features Deck,Lanai,Patio,Porch,Screened
Architectural Style Stilt
Security Features None,Smoke Detector(s)
Construction Materials Vinyl Siding,Wood Frame
Pets Allowed Yes
Year Built 2005
View Canal,Water
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access
Community Features Boat Facilities,None
County Lee
Property Type Residential
Association Amenities None
HOA false
Energy Efficient Solar Panel(s)
Subdivision Name ISLAND HARBORS
Facing Direction Northwest
Garage Y/N false
Full Baths 2
Status Active
City Matlacha
Disclosures Owner Has Flood Insurance,Seller Disclosure
Senior Community Y/N false
Zoning Description TFC2
MLS Area PI03 - Matlacha
Lot Size Units Acres
Carport Spaces 2
Carport Y/N true
Spa Features Above Ground,Electric Heat
Tax Annual Amount 6166.79
Property Condition Resale
Standard Status Active
Tax Lot 232
Property Sub Type Additional Single Family Residence
PostalCity Matlacha
Legal Description ISLAND HARBORS 4TH ADDN PB 10 PG 98 LOT 232
AttributionContact 863-673-6027

Interior Features

Interior Amenities Breakfast Bar,Dual Sinks,French Door(s)/Atrium Door(s),Pantry,Shower Only,Separate Shower,Cable TV,Upper Level Primary,Wired for Sound
Flooring Carpet,Tile
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung,Impact Glass,Shutters
Laundry Features Inside
Total Bedrooms 2
Entry Level 2
Room Type Den,Screened Porch,Great Room
LivingAreaSource Appraiser
Total Baths 2

Exterior Features

Gulf Access true
Gulf Access Type No Bridge(s),Water Direct
Exterior Amenities Deck,Security/High Impact Doors,Patio,Storage
Parking Features Covered,Driveway,Guest,Paved,RV Access/Parking,Two Spaces,Attached Carport
Lot Features Rectangular Lot,Dead End
Water Source Assessment Paid,Public
Lot Size Area 0.074
Foundation Details Pillar/Post/Pier,Raised
Spa true
Building Area Total 3200
Lot Dimensions 50 x 64 x 50 x 65
Lot Size Acres 0.074
Road Surface Type Paved
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Door Features French Doors
Other Equipment Reverse Osmosis System
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/3/2026 Listed $650,000

Property vs Zip Code Average in 33993

Price
AVG $490K
$650K
Taxes
AVG $4,039
$6,166
Year Built
AVG 2018
2005

Areas That We Cover

2761 Geary Street Matlacha, FL is a Single Family Home for sale at $650000 with 1295 sqft and a lot size of 0.074 Acres Acre(s). 2761 Geary Street Matlacha has 2 bedrooms, 2 baths and was built in 2005. The property's zip code is 33993 which is in Matlacha, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.