3440 Downing Street W

Englewood, FL
$ 649,000 Beds 2 Baths 2 Sq 1,869 Virtual Tour
Monthly Estimate* How much can I afford?

DIRECT GULF ACCESS WATERFRONT POOL HOME! 1 MILE BY BOAT TO THE GULF OF MEXICO WITH NO BRIDGES! NOT IN A FLOOD ZONE! Experience the ultimate in waterfront living at this Florida home. Imagine stepping into your backyard and fishing from your property or jumping into your boat for a day of fishing or beach and island hopping! This exceptional home offers an idyllic lifestyle. As you enter the home into the first living area you will notice 2 large skylights above the sliders straight ahead for a bright and airy look. Step outside to your own private oasis where you'll find a beautiful pool overlooking the canal, and a spacious patio perfect for entertaining or simply relaxing. As you lounge around inside the home you will enjoy how spacious it feels with the open floor plan and high cathedral ceilings. Offering a true split plan with each side of the home having separate bedrooms, bath and living areas; these fantastic separate spaces share a large kitchen and dining room. The kitchen boasts plenty of cabinets and several closet pantries. From the kitchen, you look across the breakfast bar into the second living area and see a beautiful stone wood burning fireplace on your right with sliders on the left with a view of the pool area. The owner’s suite is extra spacious and has large windows overlooking the canal, sliders with access to the pool, a large walk-in closet and en-suite bath with a step-up tub, separate true walk in shower, dual sinks and a vanity station. The oversized 2-car garage has plenty of space for your cars or boat and a workshop area as well as a separate air conditioned laundry room. The short canal provides direct access to the Gulf of Mexico and is directly across from Stump Pass with no bridges, making it easy to enjoy boating, fishing, and other water activities right from your backyard in just minutes. There is no need to worry about damage and upkeep to a wooden dock because the dock at this home is solid concrete. Even though this beautiful home is waterfront, enjoy lower insurance and building costs as this home is NOT IN A FLOOD ZONE and received a new roof in 2023 and new A/C in 2024. There is public water and sewer. Much of the furniture is available for purchase. If you leave the privacy of your new home, you are less than 10 miles from several pristine beaches including Englewood, Manasota Key, Stump Pass,Blind Pass and Boca Grande. There are also thousands of acres of state parks and preserves within 10 miles. Enjoy close proximity to many dining, shopping, and entertainment options, including a dozen golf courses. Come enjoy the best of Florida living with this exceptional canal-front property.

Active

  • Price
  • $ 649,000
  • City
  • Englewood
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Charlotte
  • Half Bathrooms
  • 0
  • Area
  • CH01 - Charlotte County
  • Lot Size
  • 0.21 Acres
  • Zip
  • 34224
  • Sqr Footage
  • 1,869
  • Year Built
  • 1984
  • Taxes
  • $ 7546
  • Style
  • Florida
  • MLS#
  • 2026002928
Listed By: KW Coastal Living
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Assessment Paid,Public Sewer
Heating Central,Electric
Cooling Central Air,Ceiling Fan(s),Electric
Utilities Cable Available,High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer,Dishwasher,Electric Cooktop,Freezer,Disposal,Microwave,Range,Refrigerator,Washer
Garage Spaces 2
Association Fee Includes Sewer
Patio/Porch Features Deck,Lanai,Patio,Porch,Screened
Architectural Style Florida
Pool Features Concrete,In Ground,Screen Enclosure
Security Features Smoke Detector(s)
Construction Materials Brick,Block,Concrete,Stucco
Pets Allowed Yes
Year Built 1984
View Canal
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access
Community Features Boat Facilities
County Charlotte
Property Type Residential
Association Amenities Other
HOA false
Attached Garage true
Subdivision Name NOT APPLICABLE
Facing Direction South
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions From 776 turn South onto Winchester Blvd, turn right onto Placid Rd, Left onto Downing Street and immediate right onto Downing Street W, the home will be the first on the right
City Englewood
Disclosures Seller Disclosure
Senior Community Y/N false
MLS Area CH01 - Charlotte County
Lot Size Units Acres
Carport Y/N false
Tax Annual Amount 7546.3
Property Condition Resale
Standard Status Active
Property Sub Type Additional Single Family Residence
PostalCity Englewood
Legal Description ZZZ 174120 P7-1-1 17 41 20 P-7-1-1 COMM SE COR SEC 17 SW 115.96 FT N 15 FT TO POB W 92 FT N 100 FT E 92 FT S 100 FT TO POB PV103/524 404/907 532/969 599/2000 TD618/845 939/1685 E1160/2067 1747/2143 DC1846/501-AMK 2468/167

Interior Features

Interior Amenities Breakfast Bar,Breakfast Area,Bathtub,Cathedral Ceiling(s),Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Fireplace,Multiple Primary Suites,Pantry,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments,Split Bedrooms
Flooring Carpet,Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung,Window Coverings
Fireplace Y/N true
Laundry Features Washer Hookup,Dryer Hookup,Inside
Total Bedrooms 2
Room Type Bathroom,Family Room,Guest Quarters,Other,Screened Porch
LivingAreaSource Appraiser
Total Baths 2

Exterior Features

Exterior Amenities Deck,None,Patio
Parking Features Attached,Driveway,Garage,Paved,RV Access/Parking,Garage Door Opener
Lot Features Rectangular Lot,Dead End
Water Source Assessment Paid,Public
Lot Size Area 0.21
Spa false
Building Area Total 2627
Lot Dimensions 92 x 99 x 92 x 100
Lot Size Acres 0.21
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/20/2026 Listed $649,000

Property vs Zip Code Average in 34224

Price
AVG $480K
$650K
Taxes
AVG $4,130
$7,546
Year Built
AVG 1995
1984

Areas That We Cover

3440 Downing Street W Englewood, FL is a Single Family Home for sale at $649000 with 1869 sqft and a lot size of 0.21 Acres Acre(s). 3440 Downing Street W Englewood has 2 bedrooms, 2 baths and was built in 1984. The property's zip code is 34224 which is in Englewood, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.