20438 Napa Loop

Estero, FL
$ 775,000 Beds 5 Baths 4.5 Sq 3,357 Virtual Tour
Monthly Estimate* How much can I afford?

This stunning home offers the perfect blend of modern design, functional living space, and resort-style amenities. With 5 bedrooms + loft, 4.5 bathrooms, and a 3-car garage, this home provides over 3,300 square feet of thoughtfully designed living space. The open-concept layout features a bright kitchen with stainless steel appliances, quartz countertops, and a large island overlooking the great room and dining area—perfect for entertaining. A first-floor bedroom with ensuite bath offers convenience for guests, while the upstairs includes a spacious loft, luxurious primary suite with dual vanities and walk-in shower, plus three additional bedrooms. Step outside to your private pool and spa, covered lanai and enjoy breathtaking sunsets over the pond, creating the ideal backdrop for evenings at home. With hurricane impact windows & doors, natural gas, and modern finishes throughout, this property is move-in ready. Living in Verdana Village means access to unmatched amenities: indoor/outdoor pickleball and tennis, basketball, resort-style pool, state-of-the-art fitness center, playground, dog park, on-site restaurant/bar, and more. Plus, just outside the gates you’ll find a new shopping plaza with Publix, dining, a sought after school zone and everyday conveniences. This home is lightly lived in and in pristine condition—ready for its next owner to enjoy the Florida lifestyle at its best.

Active

  • Price
  • $ 775,000
  • City
  • Estero
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • Lee
  • Half Bathrooms
  • 1
  • Area
  • ES03 - Estero
  • Lot Size
  • 0.2199 Acres
  • Zip
  • 33928
  • Sqr Footage
  • 3,357
  • Year Built
  • 2023
  • Taxes
  • $ 11278
  • Style
  • Two Story
  • MLS#
  • 2025010901
Listed By: Realty One Group MVP
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Ceiling Fan(s),Electric
Utilities Cable Available,Natural Gas Available,High Speed Internet Available,Underground Utilities
Possession Close Of Escrow
Roof Tile
Appliances Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven,Tankless Water Heater,Washer
HOA Fee 535
Garage Spaces 3
Association Fee Includes Association Management,Internet,Irrigation Water,Legal/Accounting,Maintenance Grounds,Pest Control,Recreation Facilities,Reserve Fund,Road Maintenance,Street Lights,Security
Patio/Porch Features Balcony,Deck,Lanai,Porch,Screened
Architectural Style Two Story
Pool Features In Ground,Pool Equipment,Community
Security Features Security System Owned,Security Gate,Gated with Guard,Gated Community,Key Card Entry,Security Guard,Security System,Smoke Detector(s)
Construction Materials Block,Concrete,Stucco,Vinyl Siding,Wood Frame
Pets Allowed Call,Conditional
Year Built 2023
View Landscaped,Pond,Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Single Family
Waterfront Features Lake
Community Features Gated,Street Lights
HOA Fee 2 615
Assoc Fee Paid Per Quarterly
County Lee
Property Type Residential
Association Amenities Basketball Court,Bocce Court,Billiard Room,Business Center,Cabana,Clubhouse,Dog Park,Fitness Center,Barbecue,Picnic Area,Pickleball,Park,Pool,Restaurant,Spa/Hot Tub,Sidewalks,Tennis Court(s),Trail(s),Management
HOA true
Attached Garage true
Subdivision Name VERDANA VILLAGE
Facing Direction Southeast
Garage Y/N true
Full Baths 4
Status Active
Directions Use GPS
City Estero
Disclosures Disclosure on File,Seller Disclosure
Senior Community Y/N false
Zoning Description MPD
MLS Area ES03 - Estero
Lot Size Units Acres
Carport Y/N false
Spa Features In Ground
HOA Fee 2 Frequency Quarterly
Tax Annual Amount 11278.33
Property Condition Resale
Standard Status Active
Property Sub Type Additional Single Family Residence
PostalCity Estero
Legal Description VERDANA VILLAGE PHASE 2C/2D

Interior Features

Interior Amenities Bidet,Bedroom on Main Level,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Eat-in Kitchen,High Ceilings,Kitchen Island,Living/Dining Room,Multiple Shower Heads,Pantry,Sitting Area in Primary,Shower Only,Separate Shower,Cable TV,Upper Level Primary,Walk-In Closet(s),Window Treatments,High Speed Internet,Home Office,Loft
Flooring Carpet,Tile
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass,Window Coverings
Half Baths 1
Laundry Features Inside
Total Bedrooms 5
Entry Level 1
Room Type Bathroom,Den,Family Room,Guest Quarters,Great Room,Loft,Office,Other,Screened Porch
LivingAreaSource Appraiser
Total Baths 5

Exterior Features

Exterior Amenities Deck,Security/High Impact Doors,Sprinkler/Irrigation
Parking Features Attached,Driveway,Garage,Paved,Garage Door Opener
Lot Features Rectangular Lot,Pond on Lot,Sprinklers Automatic
Water Source Public
Lot Size Area 0.2199
Spa true
Building Area Total 4054
Lot Size Acres 0.2199
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 3
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/20/2026 Listed $775,000

Property vs Zip Code Average in 33928

Price
AVG $750K
$780K
Taxes
AVG $6,745
$11,278
Year Built
AVG 2012
2023

Areas That We Cover

20438 Napa Loop Estero, FL is a Single Family Home for sale at $775000 with 3357 sqft and a lot size of 0.2199 Acres Acre(s). 20438 Napa Loop Estero has 5 bedrooms, 4 baths and was built in 2023. The property's zip code is 33928 which is in Estero, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.