20178 Ainsley St

Estero, FL
$ 790,000 Beds 5 Baths 5 Sq 3,965 Virtual Tour
Monthly Estimate* How much can I afford?

One or more photo(s) has been virtually staged, AI generated or rendered. If space is at the top of your wish list, this Sequoia floor plan deserves a closer look. Offering nearly 4,000 square feet, it's one of the largest homes in RiverCreek and represents an EXCEPTIONAL VALUE, with the lowest asking price per square foot among active listings in the community. Inside, you'll find 5 bedrooms, 5 full baths, a first-floor flex room, an expansive loft, soaring ceilings, and abundant storage. The open-concept kitchen includes a large quartz island, stainless steel GE natural gas appliances, double ovens, pantry, and abundant storage. The casual dining area flows seamlessly into the spacious great room, where oversized sliding glass doors open to the screened lanai. A first-floor guest bedroom and full bath provide the perfect space for visitors or a home office. Upstairs, the oversized loft offers endless possibilities as a media room, teen retreat, or second living area. The spacious primary suite features a tray ceiling, two walk-in closets, dual vanities, Roman soaking tub, separate shower, and private water closet. Three additional bedrooms complete the second floor, including two with en suite baths. The laundry room is pre-plumbed for a utility sink. Additional features include impact-resistant windows and doors, natural gas, and upgraded tile flooring throughout the main floor living areas. Outside, enjoy peaceful west-facing preserve and creek views from the screened lanai. Plumbing is already in place for an outdoor kitchen, and the backyard offers plenty of room for a custom pool. RiverCreek offers exceptional resort-style amenities, including a 12,000-square-foot clubhouse, resort pool, fitness center, event room, game room, catering kitchen, splash park, covered playground, and tennis, pickleball, basketball, and bocce courts. Ideally located off Corkscrew Road just east of I-75, RiverCreek is minutes from Miromar Outlets, Coconut Point, Hertz Arena, Topgolf, FGCU, Gulf Coast Town Center, Publix, dining, shopping, and Southwest Florida's beautiful Gulf beaches.

Active

  • Price
  • $ 790,000
  • City
  • Estero
  • Bedrooms
  • 5
  • Full Bathrooms
  • 5
  • County
  • LEE
  • Half Bathrooms
  • 0
  • Area
  • ES03 - Estero
  • Lot Size
  • 0.1328 Acres
  • Zip
  • 33928
  • Sqr Footage
  • 3,965
  • Year Built
  • 2023
  • Taxes
  • $ 10603
  • Style
  • Two Story,Traditional,Single Family
  • MLS#
  • 226026085
Listed By: Realty One Group MVP
Data Source: Naples Area BOR (NABOR)

Features

General

Heating Central Electric
Cooling Ceiling Fan(s),Central Electric
Roof Tile
Appliances Gas Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator/Freezer,Wall Oven,Washer
Zoning RPD
HOA Fee 4632
Garage Spaces 2
Gas Y/N Natural
Patio/Porch Features Patio
Architectural Style Two Story,Traditional,Single Family
Pool Features Community
Security Features Smoke Detector(s),Gated Community
Construction Materials Concrete Block,Brick,Stucco
Pets Allowed Yes
Year Built 2023
View Preserve
Levels 2
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features None
Community Features Clubhouse,Park,Pool,Fitness Center,Sidewalks,Tennis Court(s),Gated
County Lee
New Construction No
Property Type Residential
Association Amenities Basketball Court,Barbecue,Billiard Room,Bocce Court,Cabana,Clubhouse,Park,Pool,Community Room,Fitness Center,Pickleball,Play Area,Sidewalk,Tennis Court(s)
HOA Yes
Attached Garage Yes
Subdivision Name RIVERCREEK IN ESTERO
Garage Y/N Yes
Building Features DSL/Cable Available
Other Structures Cabana,Tennis Court(s)
Full Baths 5
Status Active
City ESTERO
Senior Community Y/N No
Number Of Units Total 1
MLS Area RIVERCREEK IN ESTERO
Lot Size Units Acres
Lot Size Square Feet 5785
Carport Y/N No
Land Lease Y/N No
Tax Annual Amount 10603.73
Ok to Lease Buyer Finance/Cash,FHA,VA
Additional Parcels Y/N No
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Legal Description RIVERCREEK PHASE ONE

Interior Features

Interior Amenities Built-In Cabinets,Walk-In Closet(s),Window Coverings
Flooring Carpet,Tile
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Window Coverings
Fireplace Y/N No
Laundry Features Laundry in Residence
Total Bedrooms 5
Total Baths 5
RoomBedroomFeatures Master BR Upstairs
Dining Room Features Dining - Family,Eat-in Kitchen

Exterior Features

Exterior Amenities Screened Lanai/Porch
Parking Features Driveway Paved,Attached
Lot Features Regular
Water Source Central
Total Parking 2
Lot Size Area 0.1328
Foundation Details Concrete Block
Park Name RIVERCREEK IN ESTERO
Spa No
Building Area Total 4428
Lot Size Acres 0.1328
Waterfront Y/N No
Covered Spaces 2
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/20/2026 Listed $825,000
8/26/2026 5% - $790,000

Property vs Zip Code Average in 33928

Price
AVG $760K
$790K
Taxes
AVG $6,904
$10,603
Year Built
AVG 2012
2023
Visits
AVG 136
36
Data Provided by Inside Real Estate®

Areas That We Cover

20178 Ainsley St Estero, FL is a Single Family Home for sale at $790000 with 3965 sqft and a lot size of 0.1328 Acres Acre(s). 20178 Ainsley St Estero has 5 bedrooms, 5 baths and was built in 2023. The property's zip code is 33928 which is in Estero, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.